Services We Offer

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Loss Reserve Reviews and Opinion Letters for Insurance Companies, Self-Insureds and Captives
- Loss and LAE Reserve reviews
- Review of Unearned Premium Reserves for long-duration contracts
- Statements of Actuarial Opinion, actuarial reports and Actuarial Opinion Summaries (AOS)
- Construction of claim databases
Rating and Pricing for Insurance Companies
- Profitability studies
- Rate filings
- Loss cost multiplier filings
- SERFF filings
- Use of credit scores in pricing of Private Passenger and Homeowners
Reinsurance Consulting
- Assist clients with reinsurance commutations
- Advise on optimal levels of reinsurance coverage
- Analysis of reinsurance contracts with respect to Transfer of Risk
Services for Self-Insureds and Captives
- Assistance with feasibility studies
- Claim liability evaluations
- Internal cost allocations
- Reinsurance need assessments
Support for Insurance Regulators
- Review of rate filings
- Provide actuarial assistance for risk-focused examinations
- Provide actuarial assistance in liquidation of failed entities
- Assist in review of startup entities
Expert Witness
- Provide actuarial support to law firms for insurance-related litigation
Lines of Business
Our firm provides the services which are described above for a variety of lines of business. We – like most actuarial consulting firms — have experience in the more common lines of business, including:
- Private Passenger and Commercial Auto
- Homeowners
- Workers Compensation
- Medical Malpractice
- Other Liability
- CMP and BOP
- Directors and Officers (D&O)
- Umbrella
Additional Lines of Business
We also have extensive experience with insurance products where other actuarial consulting firms often do not practice, including:
- Title Insurance
- Medical Stop Loss
- Texas Occupational Accident
- Auto Warranty
- Credit-related products (GAP, Involuntary Unemployment, Lease Wear & Tear)
- Cyber Liability
- Federal Crop Insurance (RMA approved products)